What do you need to get approved for Rent-A-Center?

All you need is some standard information:

• Personal Info: Name, date of birth and contact info.
• Income Info: Verifiable source of income.
• Residence Info: Contact info for your landlord/mortgage company.
• 2-4 References: At least two references should be relatives with separate addresses.

  Does Rent-A-Center pull credit?

  No. Rent-A-Center does not check credit. We don’t charge high interest rates that are dependent on your credit history (because we don’t check) and if you fall behind on your payments, you can stop or freeze them at any time, as long as your contract is in good standing.

  How long is a Rent-A-Center Contract?

  The contracts are formally structured as short-term contracts (typically one week or one month) that renew when the consumer makes the current lease payment. The customer only acquires ownership of the merchandise at the end of all the renewals, which is typically in 12 – 24 months.

  What can Rent-A-Center do for non payment?

  Every payment you make at Rent-A-Center is fully protected. If you don’t pay and you don’t return the item, then the entire amount of the item becomes due, and is sent to collections. This is illegal, and Rent-A-Center can and will take these people to court for it, and the court may charge these people with theft.

  Does Rent-A-Center deny people?

  When you apply at Rent-a-Center, you will have to fill out an application at a retail location or online. If you don’t have an employer or verifiable references, Rent-a-Center may reject your application until you can furnish this information.

  Does Rent-A-Center report items stolen?

  The Rent-A-Center policy on stolen items is that it handles claims on a case-by-case basis, said a customer service manager for the rent-to-own furniture and electronics retailer. If an item under a lease is stolen, a store manager will need to see a copy of the police report.

  Can you get denied at Rent-A-Center?

  Can Rent-A-Center call the cops on you?

  As long as you communicate with your Rent-A-Center and don’t do anything illegal, you don’t need to worry about going to court or jail. Rent-A-Center generally won’t call the police or press charges.

  Can Rent-A-Center break into your home?

  Most likely, the police will not want to get involved in what is a civil matter. So Rent a Center will have to sue. Then, once they win, assuming they do, Rent a Center can get the Sheriff to go into your house and repossess your stuff. However, the contract may already give them permission to have the Sheriff come in.

  What happens if you ignore Rent-A-Center?

  Short Answer However, if you do not make Rent-A-Center aware of your situation, the company will likely take action as soon as one business day after the first missed payment. It will begin charging late fees to your account, and the company will attempt to contact you and your references.